Life is unpredictable, but securing your family’s financial future doesn’t have to be complicated. A Term Life Insurance Policy offers simple, affordable coverage for a fixed period—providing peace of mind that your loved ones are protected when they need it most.
What is a Term Life Insurance Policy?
A Term Life Policy is a pure protection plan that provides coverage for a specific term—10, 20, 30 years, or more. If the policyholder passes away during this period, the nominee receives the sum assured (lump-sum payout).
It’s the most cost-effective way to safeguard your family’s future without mixing insurance with investments.
Protect your family with a large sum assured at affordable monthly costs.
Choose a coverage period that suits your needs—10, 20, 30 years, or even up to age 99.
Ensures your family’s lifestyle, education, and dreams are never compromised.
Add-ons like Critical Illness, Accidental Death Benefit, Waiver of Premium, or Return of Premium options.
Save more with tax deductions under Section 80C and Section 10(10D) (India-specific).
Decide the coverage amount and policy term.
Fixed premiums throughout the term.
Your family gets a lump-sum payout in case of your absence.
With return-of-premium plans, get all premiums back if you survive the policy term.